Bread Pay Financing

Buy now, pay
later financing
available

Explore pay-over-time financing options

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We’ve partnered with Bread Pay™ to offer financing options that allow you to buy now and pay later.

Whether it’s a monthly installment plan or four interest-free payments with Bread Pay SplitPay*, whichever financing option you choose, you can count on:

A quick and easy application

  • A decision in seconds
  • No obligation to buy
  • No impact to your credit score

Straightforward pricing

  • Simple, transparent terms
  • No prepayment penalties
  • No deferred interest

No surprises

  • Easy installments
  • Auto-payment options available

Explore your financing options.

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*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 24 monthly payments of $51.87 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.